The Story Of Emotional New Father
I imagined him going to a good school and getting a good education. I was advised to start investing early and build a corpus. I strongly felt need of insurance to secure his future in my absence. I was emotional and believed ICICI Prudential Life Insurance. I went for their Smart Kid policy with an annual premium Rs. 75,000. Read More…
Choosing a Life Insurer
Indian government has opened up the insurance sector in 2000. Big players had setup their shops and were out in the market grabbing the customers. ICICI Prudential Life Insurance was one of them. Read More…
Request for Monthly Premiums
I was a new father, sailing happily in the emotional boat. I decided to make every possible effort to meet the future needs and demands of my newborn son. Nervous, believing ICICI Prudential Life Insurance, I went for their ICICI Pru Smart Kid policy with an annual premium Rs. 75,000 in 2006. Read More…
Catch 22 – Exit or Stay
By the time, I received the documents after the “Free Look up Period”. I can’t remember and I am not sure if it was deliberate. I confronted the sales team; they said charges are for the lifetime of the policy but collected in the first three years. Read More…
3 Years For Struggle
I had bought ICICI Pru Smart Kid Policy for my elder son. I was struggling to pay a lump sum yearly premium hence I asked for the premium payment frequency to be changed to monthly. ICICI Prudential Life Insurance accepted the request but did not collect my premiums due to an internal error. Read More…
False Hopes. Empty Promises. Real Emotions.
I had bought ICICI Pru Smart Kid policy for my elder son. ICICI Prudential Life Insurance made an internal error while changing the premium payment frequency to monthly. After three long years of follow ups ICICI Prudential Life Insurance accepted the mistake and promised to rectify. Read More…
Uncertainity of Life
We were blessed with a bundle of joy in 2006. He was very cute. He was the first born and very special in the family. I was happy and enjoying the new phase of my life holding my new born son in my arms. I could see him growing up to live a happy and successful life. I wished the best for him. Read More…
Profit over Customer – ICICI Pru Life way
My father is suffering from gall bladder cancer from last ten years. In the summer of 2017, ICICI Prudential Life Insurance sales team chose to meet me at the hospital when my father was undergoing chemotherapy. They told me that my policies with ICICI Prudential Life Insurance taken in 2006, ICICI Pru Smart Kid and ICICI Pru Lifetime Pension are not good, returns are poor, and I should switch to a new policy. Read More…
Lies, Deciet and Money
I had ignored switching of ICICI Pru Lifetime Pension policy with ICICI Pru Elite Wealth Super policy without my consent, hoping for a resolution.However, they did not resolve the issue of the ICICI Pru Smart Kid policy. While ICICI Prudential Life Insurance team celebrated achieving year-end targets, bonuses and promotions. Read More…
11 Long Years
Due to my nonpayment of renewal premium of ICICI Pru Elite Wealth Super policy, dashboard of ICICI Prudential Life Insurance sales team was dark red. It was the last quarter of the financial year. Sales team was under pressure to get the unpaid premium. Read More…
Broken Insurance Promises 